Debt Payoff Planner

List every debt, pick an order, and see the month you are done.

USD 9

Excel and Google Sheets versions in one download.

Inside

Setup, input, dashboard.

Setup

Monthly input

Dashboard

What is inside

1

Setup

Each debt, its balance, rate and minimum. Pick snowball or avalanche.
2

Monthly input

What you paid, and any extra. Five minutes.
3

Dashboard

Payoff date, interest saved, and a bar per debt shrinking month by month.

Who it is for

How to use it

1
List every debt in Setup, even the small embarrassing ones. Especially those.
2
Choose an order. Snowball if you need momentum, avalanche if you want to save the most interest. The sheet shows both.
3
Enter the extra amount you can put toward debt each month, even if it is small.
4
Each month, record what you paid. Watch the payoff date move.
5
When one debt clears, the sheet rolls its payment into the next. You do nothing.

Snowball or avalanche?

The sheet calculates both. Most of us pick snowball for the first two debts and switch to avalanche once the momentum is real.

Excel or Google Sheets?

Both are in the download.

Refunds?

Seven days, no questions. Email hello@progressiness.com.

Where this came from

Uncover is a twenty-minute session that ends by naming the template that fits what you found. Most of these were built after one of us did it.

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