Planning and money 6 min read
How to run a 90-day goal sprint that survives week three
Most quarterly plans die around week three. Here is the structure we use to get to week twelve, and the one habit that carries it.
Personal Finance Dashboard
Every account, every month, on one page. Know your number without a budgeting app.
USD 15
Excel and Google Sheets versions in one download. Works in any currency.
Inside
Setup, input, dashboard.
What is inside
4 sheets, one file.
- 1
Setup
Accounts, categories and your currency. Fifteen minutes once.
- 2
Monthly input
Income, spending by category, balances. One sitting a month.
- 3
Net worth
Assets minus debts, month by month, with the trend.
- 4
Dashboard
Savings rate, spend by category, runway in months, and where the money went.
Who it is for
This fits if
- You avoid looking at your money and want one honest page instead of five apps.
- You have income from more than one place.
- You want to know your runway, your savings rate and your net worth without a subscription.
How to use it
Five steps.
- 1
Open Setup, list your accounts and pick your categories. Fewer is better. Eight is plenty.
- 2
On the first weekend of the month, open Monthly input and enter last month. Round numbers are fine.
- 3
Check Net worth. It only needs balances, so it is the quickest sheet to keep current.
- 4
Read the Dashboard. Look at the savings rate first, then the biggest category.
- 5
Change one thing for next month. One. Then close the file.
Questions
Does it connect to my bank?
No. You type the numbers in once a month. That is the point. Looking at them is what changes behaviour.
Which currency?
Any. Set the symbol once in Setup.
Refunds?
Seven days, no questions. Email hello@progressiness.com.
Where this came from
If you are not sure this is the right one
Uncover is a twenty-minute session that ends by naming the template that fits what you found. Most of these were built after one of us did it.
How Uncover worksReading
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